The impact of credit terms on investment decisions among youth graduates in Uganda: A case study of Kampala district

Abstract

The main objective of this study was to examine the impact of credit terms on investment decisions among youth graduates in Uganda. The researcher adopted a survey-based approach to purposively collect data using mixed methods from 50 respondents, lenders (Credit offerers), and youth graduates to exactly match the research objectives and provide relevant answers to the research questions. The study was successfully conducted and the results revealed that the utilization of credit terms among youth graduates will help to ensure improvement in youths’ investment decisions. The researcher made recommendations and at the same time suggested areas of further research that need to be addressed jointly to contribute to a better understanding of the impact of credit terms on investment decisions among youth graduates in Uganda, thereby providing more insight for policymakers, financial institutions, and educators in developing targeted interventions and strategies to promote informed and responsible financial investment decision-making