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dc.contributor.authorKabanda, Denis Kasenge
dc.date.accessioned2018-03-05T01:47:17Z
dc.date.available2018-03-05T01:47:17Z
dc.date.issued2014-11
dc.identifier.citationKabanda, D. K. (2014). The impact of mobile money services on the performance of the commercial banking sector in Uganda (A case study of MTN mobile money). Unpublished masters thesis. Makerere University, Kampala, Ugandaen_US
dc.identifier.urihttp://hdl.handle.net/10570/6001
dc.descriptionA thesis submitted in partial fulfillment of the requirements for the award of the Masters of Business Administration Degree of Makerere Universityen_US
dc.description.abstractThe roll out of mobile money services by the mobile telecommunication companies in recent years, has received over whelming uptake by users of financial services. The research sought to examine the impact of mobile money services on the performance of the commercial banking institutions in Uganda. Using a sample size of 102 respondents the study used a cross sectional study design and emphasis was put on the descriptive research approach. The data was analyzed qualitatively and quantitatively using descriptive statistics together with correlation analysis. The findings indicated that Ugandan commercial banks have experienced both a decline in profitability and liquidity in recent years and this to some extent has been attributed to the growth in use of mobile money services. The findings also showed a significant increase in awareness and use of mobile money services. The study recommends that commercial banks should partner or enter into joint ventures with mobile money operators. With such partnerships, banks would have effective models to expand their physical reach into poor and rural areas. This arrangement would deliver the required level of proximity and low transaction costs, which are essential in increasing client deposits, a source of liquidity. More so, commercial banks should take advantage of the products that are not provided by mobile operators. For example, credit or loan facilities and insurance services where banks have competitive advantage over mobile operators should be conveniently provided at a low cost to clients. It is hoped that this will build a strong bond between the client and the bank which guarantees regular flow of cash in or cash out transaction.en_US
dc.language.isoenen_US
dc.publisherMakerere Universityen_US
dc.subjectMobile money servicesen_US
dc.subjectMobile moneyen_US
dc.subjectCommercial bankingen_US
dc.subjectCommercial banking sectoren_US
dc.subjectUgandaen_US
dc.subjectMTN mobile moneyen_US
dc.subjectMTN Ugandaen_US
dc.subjectTelecommunication companiesen_US
dc.titleThe impact of mobile money services on the performance of the commercial banking sector in Uganda (A case study of MTN mobile money)en_US
dc.typeThesis/Dissertation (Masters)en_US


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